Allāhumma innī aʿūdhu bika min-l-hammi wa-l-ḥazan, wa aʿūdhu bika min-l-ʿajzi wa-l-kasal, wa aʿūdhu bika min-l-jubni wa-l-bukhl, wa aʿūdhu bika min ghalabati-d-dayni wa qahri-r-rijāl.
“O Allah, I seek Your protection from anxiety and grief. I seek Your protection from inability and laziness. I seek Your protection from cowardice and miserliness, and I seek Your protection from being overcome by debt and being overpowered by men.”
Abū Saʿīd al-Khudrī (raḍiy Allāhu ʿanhu) narrated that one day, the Messenger of Allah ﷺ entered the masjid. He saw a man from the Anṣār called Abū Umāmah (raḍiy Allāhu ʿanhu). He ﷺ asked, “What is the matter? Why are you sitting in the mosque when it is not the time for prayer?” He replied, “Never-ending worries and debts, O Messenger of Allah.” The Messenger of Allah ﷺ then asked, “Shall I not teach you words by which, when you say them, Allah will remove your worries, and settle your debts?” He replied, “Yes of course, O Messenger of Allah.” He ﷺ said, “Say in the morning and evening [the above].” Abū Umāmah (raḍiy Allāhu ʿanhu) said, “Then I did that, and Allah removed my worries and settled my debts.” (Abū Dāwūd 1555)
Rabbi innī limā anzalta illayya min khayrin faqīr.
“My Lord, truly I am in dire need of any good which You may send me. (28:24)“
Rabbi aʿūdhu bika min hamazāti-sh-shayāṭīn. Wa aʿūdhu bika Rabbi ay-yaḥḍurūn.
“My Lord, I seek protection with You from the promptings of the devils; and I seek protection in You, my Lord, from their coming near me. (23:97-98)“
Allāhumma innī aʿūdhu bika min ḍīqi-d-dunyā wa ḍīqi yawmi-l-qiyāmah.
“O Allah, I seek Your protection from the anguish of the world and the anguish of the Day of Judgement.”
Sharīq al-Hawzānī (raḥimahullāh) narrates that I entered upon Aisha (raḍiy Allāhu ‘anhā) and I asked her: “With which supplication did the Messenger of Allah ﷺ begin his Salāh when he woke up at night?” She replied: “You have asked me regarding something which no one has asked me before.” When he woke up at night, he uttered: Allāhu Akbar (Allah is the Greatest) ten times, and uttered Alḥamdullillāh (All praise be to Allah) ten times, and said Subḥāna-llāhi wa bi ḥamdih. (Allah is free from imperfection, and all praise is due to Him.) ten times, and said: Subḥānal Malik al-Quddūs (How perfect is the Sovereign, the Most Holy) ten times, and asked Allah’s forgiveness ten times, and said: “There is no god but Allah” ten times, and then said: [the above] ten times. He then began the Salāh. (Abū Dāwūd 5085)